How to Build Credit From Scratch: A Beginner’s Guide to Building Strong Credit
By Sir Hannibal Everybody tells you that you need good credit. Then you try to get credit and discover the problem: lenders want to see…
Topic
#learning
57 articles
How Much Should You Have Saved by 40? The Number Might Surprise You
By Sir Hannibal Turning 40 has a way of making money feel different. In your 20s, retirement can seem like something happening to another version…
Black Homeownership Just Rose—But Is Buying a House Still the Best Wealth Move?
By Sir Hannibal For generations, homeownership has been presented as one of the clearest signs that a family is moving forward financially. Buy the house.…
The Wealth Tip Nobody Tells You About Roth IRAs
By Sir Hannibal A Roth IRA is one of the most powerful wealth-building accounts available to everyday Americans. But here’s the wealth tip many people…
The Wealth Tip Nobody Tells You About Your First $10,000
By Sir Hannibal Your first $10,000 probably won’t make you feel rich. It may not change the car you drive, the house you live in,…
Why Are Black Families Feeling Less Financially Secure in 2026?
By Sir Hannibal | Black Dollar & Culture On paper, the American household doesn’t appear to be doing dramatically worse. The Federal Reserve reported that…
How to Start a Family Bank: A Practical Guide to Building Generational Wealth
By Sir Hannibal Most families already lend money to each other. A child needs help buying a car. A relative needs money to start a…
How to Create a Budget That Actually Works: A Practical Guide for Building Wealth
By Sir Hannibal A budget can look perfect on paper and still fall apart by the middle of the month. You calculate your income, write…
How to Buy a Rental Property With an FHA Loan
By Sir Hannibal An FHA loan isn’t supposed to be an investment-property loan. That sounds like it should end this article immediately. It doesn’t. One…
How to Buy Your First Rental Property With $20,000 Down
By Sir Hannibal Twenty thousand dollars is a serious amount of money. But in real estate, it can disappear surprisingly fast. A first-time investor may…