How to Build Credit From Scratch: A Beginner’s Guide to Building Strong Credit
By Sir Hannibal Everybody tells you that you need good credit. Then you try to get credit and discover the problem: lenders want to see…
Topic
#wealth strategies
49 articles
How Much Should You Have Saved by 40? The Number Might Surprise You
By Sir Hannibal Turning 40 has a way of making money feel different. In your 20s, retirement can seem like something happening to another version…
How to Start an LLC: A Practical Guide for New Business Owners
By Sir Hannibal Starting an LLC can make your business feel official, but the paperwork itself isn’t the business. You still need customers, revenue, bookkeeping…
How to Structure a Family Bank: Who Controls the Money?
By Sir Hannibal 📚 Build Your Family Wealth System If you’re serious about putting these ideas into action, I created two resources to help you…
Black Homeownership Just Rose—But Is Buying a House Still the Best Wealth Move?
By Sir Hannibal For generations, homeownership has been presented as one of the clearest signs that a family is moving forward financially. Buy the house.…
The Wealth Tip Nobody Tells You About Roth IRAs
By Sir Hannibal A Roth IRA is one of the most powerful wealth-building accounts available to everyday Americans. But here’s the wealth tip many people…
How to Create Passive Income: Building Income Streams That Don’t Depend on Every Hour You Work
By Sir Hannibal Most people earn money one way: they trade time for it. You work eight hours, you get paid for eight hours. You…
Why Are Black Families Feeling Less Financially Secure in 2026?
By Sir Hannibal | Black Dollar & Culture On paper, the American household doesn’t appear to be doing dramatically worse. The Federal Reserve reported that…
How to Start a Family Bank: A Practical Guide to Building Generational Wealth
By Sir Hannibal Most families already lend money to each other. A child needs help buying a car. A relative needs money to start a…
How to Pay Off Your House in 7 Years (Step-by-Step Guide)
Owning your home outright is one of the biggest financial milestones most families will ever achieve. Imagine waking up each month knowing you no longer…